JKLF Microfinance Single Branch

Head Office • jklf.rdfcmicrofinance.com

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Single-Branch Model • Direct Doorstep Financial Inclusion

Micro-Credit Designed for Local Growth

Delivering credit directly to shopkeepers, artisans, dairy farmers, and women Self-Help Groups (SHG/JLG). Transparent operations: Capital × 5% Fixed Flat Interest / Month + 1% Processing Fee, collected daily at your Kendra meetings.

5.0%
Fixed / Month
1.0%
Processing Fee
30 Days
Daily Installments
24 Hrs
Fast Disbursal
Calculate Daily EMI Dedicated Login UI Staff Sign In

Standard Loan Schedule

Capital: ₹10,000 • 30 Calendar Days

VERIFIED
Loan Capital (Principal) ₹10,000.00
Monthly Interest (5% Fixed) + ₹500.00
Processing Fee (1% Upfront) ₹100.00
Net Disbursed Cash ₹9,900.00
Daily Installment (EMI)
₹350/day
Total Payable
₹10,500
Staff Login to Sanction Loan
Financial Transparency

Interactive Daily EMI Calculator

Calculate your exact daily installment, net cash received, and total payable amount with zero hidden charges.

₹10,000
Single-Branch Rule: Interest is calculated flat on initial capital. Processing fee of 1.00% is deducted upfront upon disbursement.
Loan Breakdown DAILY COLLECTION
Daily EMI Installment
₹350.00
Collected daily in Kendra
Net Cash Disbursed
₹9,900.00
After 1% fee deduction
Loan Principal ₹10,000.00
Total Fixed Interest (5%) + ₹500.00
Processing Fee (1%) ₹100.00
Total Amount Repayable ₹10,500.00
Apply for Loan via Field Officer
Tailored Financial Solutions

Single-Branch Micro-Loan Products

Structured for joint liability groups and individual entrepreneurs across Kendra center meetings.

JLG / SHG Group Loans

Designed for groups of 4 to 8 women micro-entrepreneurs with mutual social guarantee. Focuses on retail, tailoring, handicrafts, and dairy activities.

  • ₹5,000 to ₹30,000 ticket size
  • 5% flat monthly interest
  • Daily doorstep Kendra collection

Micro-Enterprise Loans

Working capital credit for small grocery stores, kirana shops, mobile repair centers, vegetable stalls, and local transport operators.

  • Up to ₹100,000 capital
  • 24-hour sanction turnaround
  • Bank transfer or cash counter

Multi-Cycle Top-Up Credit

Active borrowers with verified on-time daily payments can access secondary parallel credit or cycle upgrade without waiting for total closure.

  • Instant approval for cycle 2+
  • Transparent credit ledger
  • Zero pre-payment penalties
Single-Branch Operational Footprint

Head Office & Kendra Centers 1 to 5

Field Officers conduct daily Kendra morning meetings from 7:00 AM to 10:00 AM. Cashier counter collections and disbursements operate at the Head Office from 10:30 AM to 5:00 PM.

5 Kendras
Active Meeting Centers
100% Sync
Day-End Cash Reconciliation

Staff Portal Sign In

Branch Manager, Cashier, Field Officers & Super Admin

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1-Click Staff Profile Access
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