Single-Branch Architecture • Database: u160478652_jklf

JKLF Microfinance Daily Operation Hub

Operating rule: Capital × 5% Fixed Interest per Month + 1% Processing Fee, collected in Daily EMIs across Kendra meeting centers. Supporting multiple loan cycles per borrower.

5% Fixed Flat / Month 1% Processing Fee Daily Field Collection Multi-Loan Cycles

Active Capital (P)

₹0.00

Principal Outstanding: ₹0.00

Today's Daily Demand

₹0.00

Collected: ₹0.00 0%

Active Borrowers

Pending Sanctions: 0

Teller Cash in Hand

₹0.00

Counter 1 Balance: Ready

Kendra Meeting Centers Performance

Daily field collection coverage and active borrower concentration

Kendra / Village Center	Registered Borrowers	Active Loans	Outstanding Portfolio

Fixed 5% Monthly Interest & Daily EMI Engine

Exact mathematical engine implementing: Capital × 5% × (Days/30) + 1% Fee

Loan Capital (Principal ₹)

₹

Min: ₹3,000 ₹50,000 Max: ₹100,000

Tenure (Days for Daily EMI)

Days

15 Days 30 Days (1 Mo) 60 Days 90 Days 120 Days

Fixed Monthly Interest

% / month

Fixed flat on Capital

Processing Fee (Upfront)

% flat

Deducted on disbursal

Mathematical Breakdown

Interest:

Fee (1%):

Total Due:

Daily EMI:

Daily EMI Collection Amount

₹0.00

Collected every day by Field Officer

Tenure

30 Days

Capital (P) ₹0.00

Interest (5%/mo) ₹0.00

Processing Fee (1%) ₹0.00

Total Payable ₹0.00

Net Cash Disbursed to Borrower (P - 1% Fee): ₹0.00

Daily Installments Schedule Preview

Day-by-day amortization

Day #	Scheduled Due Date	Principal	Interest (5%)	Daily EMI

Borrowers Ledger & Multi-Loan Portfolios

Client Master with KYC vault and Multi-Loan support (1 User : N Loans)

Client Code	Borrower Name	Phone Number	Kendra & Group	KYC Status	Loan Cycle	Principal Outstanding	Actions

Loan Sanction & Disbursement Pipeline

Workflow: Applied ➔ Branch Manager Sanction (Limit Checked) ➔ Cashier Disbursement

Loan Account	Borrower	Capital	Monthly Rate	Daily EMI	Status	Action

Daily Kendra Field Collection Sheet

Mobile-optimized center collection sheet for Field Officers

Kendra Demand Today

₹0.00

Collected Today

₹0.00

Efficiency

Borrower Details	Kendra Center	Loan Account	Daily Due	Status	Action

JKLF Microfinance Daily Operation Hub

Kendra Meeting Centers Performance

Fixed 5% Monthly Interest & Daily EMI Engine

Daily Installments Schedule Preview

Borrowers Ledger & Multi-Loan Portfolios

Loan Sanction & Disbursement Pipeline

Daily Kendra Field Collection Sheet

Branch Cashier Counter & Drawer Reconciler

Dynamic System & EMI Configuration

JKLF Microfinance Daily Operation Hub

Kendra Meeting Centers Performance

Fixed 5% Monthly Interest & Daily EMI Engine

Daily Installments Schedule Preview

Borrowers Ledger & Multi-Loan Portfolios

Loan Sanction & Disbursement Pipeline

Daily Kendra Field Collection Sheet

Branch Cashier Counter & Drawer Reconciler

Dynamic System & EMI Configuration

Register New Borrower

Borrower Profile

KYC Document Verification

Loan Portfolio & Cycles (1 User : N Loans)

New Loan Application

Loan Schedule

JKLF MICROFINANCE

Field Cash Handover